Income Tax Calculator • UK PAYE Estimate • Tax Accountant Coventry
Income Tax Calculator
Use this UK Income Tax Calculator to estimate income tax on hourly wages or gross employment income for the last five tax years. Choose monthly, fortnightly, weekly or annual pay, add any taxable benefits or P11D figure, enter your employment start date, and see an estimated Income Tax calculation for England, Wales and Northern Ireland.
This calculator estimates Income Tax only. It does not calculate National Insurance, student loans, pension deductions, dividend tax, Scottish income tax, PAYE tax code adjustments or HMRC payroll corrections.
Calculate your Income Tax
Income Tax Calculator
Enter your details below. The result is an estimate based on annual Income Tax rates for the selected tax year.
How the calculator works
What this calculator estimates
This calculator estimates employment income and taxable benefits for the selected tax year. It then applies the Income Tax Personal Allowance and tax bands for England, Wales and Northern Ireland.
If you started employment part-way through the tax year, the calculator estimates the income earned from your start date to the end of that tax year. It then adds any P11D or taxable benefits figure you enter.
This calculator does not include
- National Insurance contributions.
- Student loan deductions.
- Pension contributions.
- Marriage Allowance.
- Scottish income tax bands.
- Dividend, savings or property income tax.
- PAYE tax code adjustments.
- HMRC coding notices or in-year payroll corrections.
When to ask for help
Ask us to check the result if your tax position is not straightforward
An online calculator is useful for a quick estimate, but some tax positions need proper review before a tax return is filed or HMRC is contacted.
You have more than one job
Your tax code may not give the correct result if income is split between employments.
You earned over £100,000
Your Personal Allowance may be reduced, which can make the effective tax rate higher.
You changed jobs mid-year
P45, P60 and cumulative PAYE figures may need to be checked.
You have taxable benefits
P11D benefits, company cars, medical insurance or other benefits may affect the tax position.
You need a tax return
The PAYE result may be different from the Self Assessment calculation.
HMRC says you owe tax
We can check HMRC’s calculation and explain whether it looks correct.
Need help with your tax?
We can review your payslip, P60, P11D or HMRC calculation
If you are not sure whether your tax code, payslip, P60, P11D or HMRC calculation is correct, contact us. We can review the figures and explain the tax position in plain English.
Useful if you need help with
- PAYE underpayment letters.
- P60, P45 and P11D reviews.
- Taxable benefits and company benefits.
- Self Assessment tax returns.
- High income and Personal Allowance taper.
- HMRC tax code issues.
Common questions
Income Tax Calculator FAQs
Does this calculator include National Insurance?
No. This calculator estimates Income Tax only. National Insurance uses different rules and thresholds.
Does this calculator include P11D benefits?
Yes. You can enter the total taxable benefits figure from your P11D or employer records.
Does this calculator work for Scotland?
No. This calculator uses England, Wales and Northern Ireland income tax rates. Scotland has separate income tax bands and rates.
Why does the calculator ask for employment start date?
The start date helps estimate how much income falls into the selected tax year if you started work part-way through that year.
Can I use this for my tax return?
You can use it as a guide, but your tax return should be based on accurate records, P60s, P45s, P11Ds, payslips and the correct tax rules for the year.
